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"Earlier this year, a number of companies suspended their recruitment campaigns due to the impact of the coronavirus, which put tremendous pressure on this age group. Their situation improved in September following the graduation season," she said.

"Establishing their own wealth management subsidiaries is one of the steps taken by banks to make a transition in terms of asset management. What is more challenging for the reform is how the customers will react to the switch of wealth management products from the expected returns model to the net asset value model, which does not guarantee the return of principal and interest," he said.

"Despite the divergent forecasts for China's GDP growth, no one would doubt the potential of the economy, and China is still the driving force for global recovery," he said.

"Every time before launching an opening-up policy, the regulators will solicit opinions from foreign bank representatives. We can make suggestions and share our overseas practice freely with the regulators, who are holding an increasingly open attitude toward foreign banks. This kind of open and direct communication benefits both of us," said Zhang.

"During my visit I will meet with senior Chinese Government representatives and I look forward to exploring new ways that our two countries can work together for the mutual benefit of all our people. As with my previous meetings, we will continue to talk about the importance of equality of opportunity and respect for human rights."